B2B Financial Terms & Settlements
Commercial Payment Terms & Billing Policy
Official payment frameworks, SEPA bank transfer coordinates, Net 14/30 credit terms, EU VAT reverse-charge exemptions, and commercial invoicing procedures.
EU DE NW20176 EG
100% Halal Certified (HQC)
+1°C to +7°C Cold-Chain Fleet
Current Version: v2026.1Last Updated: September 2026 • Verified Edition
DE NW20176 EGHQC-DE-10203-HALAL
Key Policy Highlights at a Glance
Currency: EUR (€)
Billing Currency
All wholesale transactions, quotes, and invoices are executed strictly in Euro (EUR €).
SEPA Transfer
Primary Payment
Direct SEPA Wire Transfer via Deutsche Bank AG Düsseldorf with instant order reference matching.
Net 14 / Net 30
Commercial Credit Terms
Net 14 or Net 30 payment frameworks available for verified corporate accounts.
0% VAT Reverse
EU VAT Reverse Charge
0% VAT billing for verified intra-community business entities (Art. 138 EU VAT Directive).
Official Banking Coordinates (Deutsche Bank AG)
Account Holder: Darezini Naturdärme GmbH • Düsseldorf Branch • Currency: EUR
SEPA Core & B2B Wire
Table of Contents
Accepted Commercial Payment Modalities
Financial terms applicable to industrial customers and butchery networks.
| Payment Modality | Eligibility | Settlement Period | Currency | Transaction Fee |
|---|---|---|---|---|
| Pro-Forma SEPA Wire Transfer (Vorkasse) | All commercial customers, new accounts, spot orders | Immediate wire release upon invoice issuance | EUR (€) | 0.00 € (Free of charge) |
| Commercial Invoice (Net 14 Days) | Verified B2B accounts following credit check | Strictly 14 calendar days from invoice date | EUR (€) | 0.00 € (Free of charge) |
| Enterprise Invoice (Net 30 Days) | Long-standing food processors & high-volume contract accounts | Strictly 30 calendar days from invoice date | EUR (€) | 0.00 € (Free of charge) |
| Custom Production Deposit (30% Advance) | Special calibers, bespoke tubed casing configurations | 30% upon confirmation, 70% prior to dispatch or Net 14 | EUR (€) | 0.00 € (Free of charge) |
§ 1
Scope & Exclusive Commercial Invoicing
All price indications, commercial quotes, and order totals on this platform are exclusive of statutory Value Added Tax (VAT) and cold-chain freight charges, unless explicitly specified otherwise. Transactions are conducted exclusively with commercial enterprises within the meaning of § 14 BGB.
§ 2
SEPA Wire Transfer Execution (Deutsche Bank)
Upon order confirmation, an official commercial invoice with unique invoice number, customer reference, and European banking coordinates (IBAN and BIC at Deutsche Bank AG Düsseldorf) is generated. Payments must be initiated via SEPA credit transfer quoting the relevant order or invoice number as payment reference.
§ 3
Commercial Credit Lines & Verification
Enterprise customers requesting delivery against invoice (Net 14 or Net 30 days) undergo creditworthiness verification via institutional credit reporting agencies (Creditreform / Euler Hermes). We reserve the right to restrict delivery to advance payment in cases of adverse credit findings.
§ 4
Late Payment Default & Commercial Interest (§ 288 BGB)
In the event of delayed payment, statutory commercial default interest of 9 percentage points above the current European Central Bank base rate (§ 288 Abs. 2 BGB) applies automatically, without requiring a separate reminder. In addition, a statutory lump-sum recovery fee of €40.00 will be levied.
§ 5
Retention of Title (Eigentumsvorbehalt)
All delivered casings remain the property of Darezini Naturdärme GmbH until full settlement of all claims arising from the ongoing business relationship. In the event of processing or sausage manufacturing, co-ownership extends to the newly manufactured goods in proportion to the invoiced value of our casings (§ 947, 950 BGB).
Darezini Naturdärme GmbH • Official Legal Document • Version 2026.1 • EN